Where smart lending Meets real solutions
We help real estate investors grow their portfolio with the capital needed.
Your trusted partner in business transitions
Optimal Lending Solutions provides strategic, investor-focused financing designed to move quickly, close smoothly, and maximize opportunity.
About our approach
Expert guidance for real estate investors
Strategic financing for investors at every stage. From DSCR purchases and cash-out refinances to fix & flip projects, we provide reliable funding, transparent terms, and a fully managed process to help you close with confidence at all stages.
✓ Fast closing
✓ No income verification
How can we help grow your real estate portfolio
01
DSCR Purchases
DSCR purchase loans are designed for real estate investors who want to qualify based on property cash flow—not personal income. At Optimal Lending Solutions, we help you acquire income-producing properties with flexible terms, competitive leverage, and a streamlined approval process. Whether you’re buying single-family rentals or small multifamily assets, we make it easy to scale your portfolio with confidence.
02
Refinance
DSCR refinance loans let investors leverage the cash flow of their rental properties to access equity, reduce payments, or reposition their portfolio. At Optimal Lending Solutions, we provide flexible terms, fast approvals, and a straightforward process designed for busy investors. Whether you’re looking to pull cash out, shorten your loan term, or optimize your financing, we help you refinance with confidence and ease.
03
Fix&flip
Flip smarter, faster, and with confidence. Our Fix & Flip loans provide up to 90% of purchase price and 100% of rehab costs, giving investors the leverage they need to maximize profits. We deliver fast funding, transparent terms, and a fully managed process, so you can focus on renovating and selling without financing headaches.
Testimonials
What clients are saying
"Working with Edward was transformative. His valuation insights and negotiation strategy helped us secure a deal far above our expectations."
Charlotte Miles
Business Owner
"Edward supported us throughout a complicated acquisition. His calm, structured approach took the pressure off entirely."
Daniel Foster
Investor
How We Work
1. Initial Consultation
We start with a private session to understand your sinario, timeline, and financing needs—whether it’s a DSCR purchase, refinance, or fix & flip project. This helps us identify the loan solutions that best fit your strategy.
2. Property & Market Review
We assess the property, analyze cash flow, and review market conditions to provide clear insights and realistic expectations. Our goal is to ensure you have the information you need to make confident investment decisions.
3. Full-Service Guidance to Closing
From preparing documents and coordinating with lenders, title companies, and all involved parties, we guide you through every step. Our hands-on support ensures your loan process is smooth, deadlines are met, and your transaction closes efficiently and confidently.
Ready to discuss your next business move?
Let's talk about your goals, timeline, and best next steps.
Mon–Fri, 9am–5pm
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